Understand the options
Third-party and comprehensive insurance protect against different risks. Ask your adviser to explain what each option includes for your vehicle and how you use it.
Check the details
Discuss the vehicle value, permitted drivers and use, excesses and any optional benefits. Ask how a vehicle valuation affects the cover.
Be ready for the unexpected
Keep your policy details and claims contacts accessible. If an incident happens, prioritise safety, record the details and notify your insurer promptly. Follow the reporting instructions in your policy.
This guide provides general information to help you ask questions. Your policy wording and individual circumstances determine the cover that applies.
Talk about your options